Your Home, Your Business.... We can help!

25 Years Experience - Licensed in Over 40 States

Do you need an insurance policy to protect your home AND your business?
We specialize in Bed and Breakfast Insurance, Country Inn Insurance, and Insurance for Resort Properties.


Bed & Breakfast

Country Inn


Download an application for insurance - fax it to 765-287-2473


Call 1-800-899-000 to Complete an insurance application over the phone.

Bed & Breakfast Insurance - Country Inn Insurance


Is your Bed & Breakfast  (B&B) or Country Inn adequately protected by a homeowners policy?   Find Answers in our BLOG.    

Weddings,  Receptions, Birthday Parties,or other Special Events?
Protect YOUR business - Insulate the potential for CLAIMS that could
negatively affect your loss-ratio.  
Require Event Insurance.

What coud go wrong?
*Damage to your proprty by overzealous guests
*Liquor Liability exposures
*Outside Vendors and Caterers

Bride/Groom CLICK HERE
for more information on how Wedding Insurance
can help you relax and enjoy your special day!

For Other Special Events CLICK HERE 


Plan to attend the 2013 Conference.  Las Vegas
Jan 28-31.

Relax - Let Us Manage Your    B&B Insurance

Would you like to have more time to focus on building  your bed & breakfast business, and spend less time on routine tasks like managing your bed and breakfast insurance?

Let us manage your insurance, so you can focus on the things that make you money.

CLICK HERE to submit an application
or call 1-800-899-0000 today!

 Bed and Breakfast Insurance 
Most homeowners policies contain an EXCLUSION pertaining to
"business pursuits".


Mary's Empty Nest B&B

In the story of Mary's Empty Nest, learn how Trent and Mary (Innkeepers make common assumptions about their insurance policy, and how these  assumptions lead to disastrous results.

The saga of Trent and Mary continues each quarter Click Here to subscribe to the "Insurance INN Review" a quarterly newsletter showcasing Trent and Mary's latest debacle.

The story of Mary's Empty Nest Bed and Breakfast is just that; a story - a work of  fiction.  All characters, places, and events appearing in this work are fictitious.  Any resemblance to real persons, living or dead, is purely coincidental. 



Indiana B&B Association

"Karmen has always been very professional in answering all of our questions, explaining our policy and what is being covered, and recommending any additional coverages that we should be considering for our protection.  As the state association president, I feel that Karmen is an excellent resource for the association."
LeRoy Imler  -
Burke Place Bed & Breakfast -
Indiana Bed and Breakfast Association Past President


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